Offer
Join the Ensra Community and Grow Together
Joining Ensra SACCO is more than opening an account—it’s becoming a co-owner in a cooperative built for collective digital growth.
Fact
Our membership process is simple, fast, and can be completed digitally to get you started immediately.
Required Documents (Digital Upload):
Documents
Valid Ethiopian National ID (Kebele ID) or Passport.
Get flexibility
Recent passport-sized photograph.
1
+
Digital Application
In this context, our approach was to build trusted and strategic relationships within key sectors comes.
1
+
Initial Share Purchase
In this context, our approach was to build trusted and strategic relationships within key sectors comes.
1
+
Account Activation
In this context, our approach was to build trusted and strategic relationships within key sectors comes.
The Power of Ownership
Membership Benefits
As a member-owner of Ensra, you receive privileges that go beyond traditional banking:
Annual Dividends
Your money works harder
You are entitled to a share of the SACCO's annual profits, paid out as competitive dividends on your share capital.
Exclusive Financial Products
90%
Democratic Voice
A Co-Owner
Participate in the governance of the SACCO by voting on key decisions and electing the Board of Directors
Service Experience
80%
Lower Fees, Better Rates
Minimal service fees and better interest rates on loans
Benefit from the cooperative model with minimal service fees and better interest rates on loans compared to standard financial institutions.
Service Experience
90%
Financial Empowerment
High priviledged
Gain free access to the Ensra Financial Literacy Hub and attend member-only training sessions.
Service Experience
90%
Exclusive Financial Products
Unique high-yield savings plans reserved for you
Access special loan products, like our fast Digital Micro-Loans, and unique high-yield savings plans reserved only for Ensra members.
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